Mr REPACHOLI (Hunter) (13:52) 

Let's be clear about what those opposite did in government. They looked after their mates, left first home buyers and young Australians completely screwed, created a housing crisis, fuelled inequity and walked out without a plan. Now, their big idea? Make young Australians raid their super. There's nothing on supply, nothing on affordability and nothing to fix the mess they created. It's just another Liberal cash-grab forcing young people to choose between a home today or dignity in retirement. The Greens—I'm glad there's one in here, too—showed their true colours as well. They spent the whole term blocking Labor's housing reforms and voting with the Liberals to lock young people out. At the election, Australians delivered the verdict: three seats gone, including their leader.

While those opposite play games with people's futures, our government is delivering. From 1 October 2025, first home buyers can purchase a home with a five per cent deposit and no mortgage insurance. That's real help, cutting years off the time it takes to save for a deposit. That is the difference. Young people in the Hunter tell me they are working harder and saving harder, yet homeownership feels further away than it ever has. I tell them this: help is on its way under the Albanese Labor government. We are here to help you and we'll be listening to you along the way. Thank you for your support.