Mr REPACHOLI (Hunter) (13:52) 

Labor's new housing policy is a real game changer. From 1 October, first home buyers can get into the market with just a five per cent deposit and no mortgage insurance. This is real help, cutting years off the time it takes to save for a home.

Take Taylor and Travis, a newly engaged young couple from my electorate. Like so many others, they've been working hard, feeling like they're 'out of the woods' but never quite there. Before this policy, buying a house felt like 'a cruel summer': sweat, struggle and no relief. But now, with Labor's plan, they're finally 'fearless'. Instead of paying thousands in mortgage insurance, they'll walk into the bank and say, '"Look what you made me do." Hand us the keys.' They'll be standing in the lounge room thinking, 'This is a state of grace.' No more 'teardrops on my guitar'—just new carpet and a barbecue out the back.

Meanwhile, the 'anti-hero' opposite wants young people to raid their super. That's not love; that's 'treacherous'. It's telling people 'you need to calm down' about retirement, when really you're being left behind. It's 'a nightmare dressed like a daydream'.

With Labor, young couples like Taylor and Travis get security and stability, because when it comes to housing we don't want people to just 'shake it off'; we want them to know, with their first set of house keys in hand, 'you belong with me'!